This comparison is for informational purposes only and is not a quote, guarantee of savings, or determination of coverage. Premiums and eligibility are subject to applicable plan terms, enrollment requirements, and availability. This comparison looks at premium amounts only and does not compare deductibles, copays, coinsurance, networks, exclusions, limitations, or other plan features. MEC and Hospital Indemnity are limited coverage components and should not be considered a replacement for comprehensive medical insurance. The Hospital Indemnity benefit is designed to provide specified cash benefits for qualifying events and services.