STOP OVERPAYING FOR COVERAGE

Health Plans That Make Your Budget Do a Happy Dance

Step into modern, affordable coverage designed for self-employed, small business owners, and large employers.

Get covered

Explore plans

STOP OVERPAYING FOR COVERAGE

Health Plans That Make Your Budget Do a Happy Dance!

Step into modern, affordable coverage designed for self-employed, small musiness owners, and large employers.

Get Covered

Explore Plans

I’m now saving $200 a month!

"I’d like to share my experience replacing my ACA healthcare. My premiums doubled last month. Stephanie from CHO reached out after seeing my complaint, shopped a better deal, and guided me through the entire process. I’m now saving $200 a month! Thank you Stephanie Creahan and CHO!"

Paris Traganos - Very Happy Client!

FEATURING DR. BILL HENNESSEY

What CHO Is About

CHO makes healthcare coverage simple, smart, and usable—plans you can understand and benefits you can actually use.

Dr. Bill partners with CHO because our mission matches his: giving everyday Americans real access to care without confusion or financial pressure.

With trusted insurance and medical leadership behind it, CHO brings clarity and confidence to healthcare and insurance plan decisions.

Talk With Us

Healthcare, but Easier

Quickly address your insurance needs with modern affordable coverage tailored for:

Individuals | Families | Growing Businesses | Large Employers

For Self-Employed, Contractors, and Freelancers

Addressing affordable insurance challenges for self-employed, contractors, freelancers, and their families with tailored solutions.

View Solutions

For Small to Medium Size Employers

Empowering small to medium employers with insurance solutions and addressing common hurdles faced by growing businesses.

View Solutions

For Large Employers
(Low Wage+)

Optimizing insurance benefits for large employers with strategies to overcome coverage challenges and ensure IRS compliance.

View Solutions

Healthcare, but Easier

Quickly address your insurance needs with modern affordable coverage tailored for:

Individuals | Families | Growing Businesses | Large Employers

For Self-Employed, Contractors, and Freelancers

Addressing affordable insurance challenges for self-employed, contractors, freelancers, and their families with tailored solutions.

View Solutions

For Small to Medium Size Employers

Empowering small to medium employers with insurance solutions and addressing common hurdles faced by growing businesses.

View Solutions

For Large Employers
(Low Wage+)

Optimizing insurance benefits for large employers with strategies to overcome coverage challenges and ensure IRS compliance.

View Solutions

CHO Health Plan Highlights

Explore our health plans that provide excellent coverage without the hefty price tag.

CHO Plan Highlights

Explore our health plans that provide excellent coverage without the hefty price tag.

Essential health coverage, available for as low as $95/mo.

✔ Primary Care Visits | $25 Copay

All wellness and preventive treatments covered at 100%. (per ACA guidelines)

✔ Specialist Visits | $25 Copay

See a specific kind of doctor such as a dermatologist, orthopedist or ENT specialist

✔ Prescription Coverage

Includes Generic Rx, Brand Rx, and Discount Rx.

✔ Urgent Care | $50 Copay

Easy access to quality healthcare for times when your primary care physician's offices are closed.

✔ Virtual Care Membership | $0 Copay

All-access pass to your doctor through virtual office visits, phone calls, text messaging, and even video calls - with a $0 copay and no deductible!

✔ Laboratory and X-Rays | $50 Copay

Labs and x-rays are also covered through our plans.

✔ Discount Card

Receive discounts on benefits like dental, vision, durable medical equipment, hearing aids, and fitness.

✔ Behavioral Health/Therapy | $50 Copay

Talk to a licensed therapist by phone whenever you need support, with no limits on usage.

✔ Second Opinion, Free

Review your diagnosis with a licensed medical expert by phone and on video chat.

Copay Plan Options with Unlimited Visits

Meets ACA Compliance Mandates in NJ, CA, RI, DC

Plans are Usable and Available in all 50 States

Unlimited Visits | Low Copays| Large Network

Copay Plan Options with Unlimited Visits Which Helps Keep More Money In Your Pocket

Meets ACA Compliance Mandates in NJ, CA, RI, DC

Plans are Usable and Available in all 50 States

Unlimited Visits | Low Copays | Large Network

INCLUDED BENEFITS & ADD-ON COVERAGE OPTIONS

A Broader Range of Healthcare Benefits

See additional benefits that are included with your plan and explore additional coverage options for dental, vision, hospital expenses, and other healthcare needs.

INCLUDED BENEFITS & ADD-ON COVERAGE OPTIONS

A Broader Range of Healthcare Benefits

See additional benefits that are included with your plan and explore additional coverage options for dental, vision, hospital expenses, and other healthcare needs.

Dental Coverage That Helps You Keep Smiling

Maintain a healthy smile with coverage for preventive care, routine cleanings, X-rays, and many common dental services. Choose a flexible plan that helps make quality dental care more affordable.

• Available in all 50 States

• Comprehensive and Preventive Plans available

• No waiting periods or pre-existing clauses on all levels of care

• Carryover Maximum (sm) portion for the following years

• Largest Network Nationwide with Out of Network protection available

Starting at $39/month

Vision Benefits That Keep You Seeing Clearly

Stay on top of your eye health with affordable coverage for routine eye exams, glasses, contact lenses, and more through a nationwide network of trusted providers.

• Available in all 50 States

• National Network of NCQA - Accredited Doctors

• Low cost for Lens enhancements

• Out of Network protection available

• Low copays for exams, frames, lenses and contacts

Starting at $21/month

MEC + Indemnity Benefits That Help Protect Your Finances

Complementing your existing coverage, this plan provides a financial safety net for unexpected hospitalization costs. Cash benefits are paid directly to you to help cover out-of-pocket expenses, regardless of your actual medical bills.

• Minimum Essential Coverage (MEC) included

• Hospital indemnity benefits paid directly to you

• Helps offset deductibles, copays, and other out-of-pocket costs

• Coverage for qualifying hospital stays and services

• Designed to complement your existing medical coverage

Starting at $324/month

Telemedicine Benefits That Put Care Within Reach

Get 24/7 access to board-certified physicians by phone or secure video. You and your family can receive medical guidance, evaluation, and prescriptions when appropriate—all from the comfort of home.

• Available 24/7 by phone or secure video

• Access to board-certified physicians

• Medical guidance and evaluation for common conditions

• Prescriptions available when medically appropriate

• Unlimited consultations for you and your family

• No additional cost to you and your family

Included with your plan at no additional cost

Mental Health Benefits That Make Support More Accessible

Access licensed therapists from the comfort and privacy of your home or office. Connect with mental health professionals online or through an app, helping you get support without the hassle of lengthy wait times.

• Convenient access to licensed psychiatrists and therapists

• Virtual appointments from home or office

• Online and app-based access

• Support for stress, anxiety, and other mental health concerns

• Convenient access when you need support

• Private, accessible care without unnecessary delays

Included with your plan at no additional cost

CHO MEMBERS SHARE THEIR STORIES

Trusted by Members Across the Country

See how real people are lowering costs and getting coverage they can actually use.

"It saved us over $600 plus a month"

"My wife and I are in our late 50's. Stephen gave me the premium rates this year. We were very surprised when he showed me the CHO plan. The great thing is all our doctors accepted it and it saved us over $600 plus a month. The wife and I were very worried that we would’ve been paying double from the prior year because of all the health insurance increases. But Stephen went up and beyond to find us this Ins. Thanks again the Abels family."

the Abels family

Assisted by Stephen Bushon

"I save over $300 a month"

"To Choice Health. I want to thank you for providing me with an alternative health plan that has meet my needs for the past 3 years. It has met my needs and allows me to get care when needed. I save over $300 a month vs the alternative options. My employer is working with my agent Art Reaume to discuss signing up all of their employees."

Michael P.

Assisted by Art Reaume

"I would highly recommend CHO"

"I’m very satisfied with my experience with Choice Health. From the start, their representatives were professional, patient, and extremely knowledgeable. They walked me through all my plan options, explained the costs and benefits clearly, and helped me choose coverage that fit both my healthcare needs and budget. The enrollment process was smooth and stress-free. Since then, any questions I’ve had have been handled quickly and courteously. I appreciate their transparency and dedication to customer service. I would highly recommend Choice Health to anyone looking for dependable health coverage and personalized support."

James M.

Assisted by Dawn D’Ascenzo:

CHO MEMBERS SHARE THEIR STORIES

Trusted by Members Across the Country

See how real people are lowering costs and getting coverage they can actually use.

"it saved us over $600 plus a month"

"My wife and I are in our late 50s Stephen gave me the premium rates this year. We were very surprised when he showed me the CHOICE health options. The great thing is all our doctors accepted it and it saved us over $600 plus a month. The wife and I were very worried that we would’ve been paying double from the prior year because of all the health insurance increases. But Stephen went up and beyond to find us this Ins. Thanks again the Abels family."

the Abels family

Assisted by Stephen Bushon

Troy, MI

"I save over $300 a month"

Michael P.

Assisted by Art Reaume

Sterling Heights, Michigan

"I would highly recommend CHO"

James M.

Assisted by Dawn D’Ascenzo:

Troy, MI

FIND YOUR SAVINGS

Better Benefits. Better Value. Better Everyday Care.

Quick, simple coverage that puts more money back in your pocket.

Talk With Us Enroll Online

FIND YOUR SAVINGS

Better Benefits. Better Value. Better Everyday Care.

Quick, simple coverage that puts more money back in your pocket.

Start My Coverage

I’m now saving $200 a month!

For Self-Employed, Contractors, and Freelancers

For Small to Medium Size Employers

For Large Employers (Low Wage+)

For Self-Employed, Contractors, and Freelancers

For Small to Medium Size Employers

For Large Employers (Low Wage+)

Dental Coverage That Helps You Keep Smiling

Vision Benefits That Keep You Seeing Clearly

MEC + Indemnity Benefits That Help Protect Your Finances

Telemedicine Benefits That Put Care Within Reach

Mental Health Benefits That Make Support More Accessible

"It saved us over $600 plus a month"

"I save over $300 a month"

"I would highly recommend CHO"

"it saved us over $600 plus a month"

"I save over $300 a month"

"I would highly recommend CHO"

For Large Employers
(Low Wage+)

For Large Employers
(Low Wage+)