Regional Leader
Licensed Insurance Agent
Frisco, TX

Deborah Allen

Hi, I’m Deborah Allen. I help people make smart, confident decisions about their healthcare. Most of my clients come to me frustrated, confused, or paying too much for coverage that doesn’t really fit their lives. I simplify the process, show you your best options, and make sure you walk away with a plan you understand and trust.

Call Me Anytime

Email Me See Top Plans

These Are the Coverage Options I Recommend

I’ve hand-selected these plans for clients who have been priced out of traditional coverage. They’re a great ACA alternative, giving you real protection and peace of mind without breaking the bank.

I’ll walk you through each one so you know exactly what it provides and how it works for you and your family.

Choice Health Options

Choice Health Options pairs with STM, indemnity, accident, critical illness, and specified disease plans — coverage you can actually use, protecting you when it matters.

Low, predictable copays for routine outpatient care
Preventive & wellness covered at 100%
Guaranteed issue — no pre-existing condition exclusions
Available in all 50 states
Optional Delta Dental & VSP Vision

Quick Enroll

Specified Disease Insurance

Peace of mind protection for the conditions that matter most.

$1M annual / $5M lifetime maximum
Covers 20+ critical conditions including Cancer, Stroke, Diabetes, Heart Disease
Flexible inpatient and outpatient coverage
Optional Cancer First Occurrence benefit
Pays 80–100% after deductible up to Max selected

Accident Protection

Financial security for everyday and extraordinary events.

Guaranteed issue — no medical underwriting
Pays 80–100% after deductible
Coverage for ER, urgent care, hospital stays, surgery, ambulance, follow-up care
Optional Accidental Death & Dismemberment benefit

Life Settlements by

An Option Most People Don’t Know About

Many people don’t realize a life insurance policy they no longer need or can't afford may still have value. I help my clients understand their options and decide if a life settlement makes sense.

You Might Have an Asset

If your policy no longer fits your life or your budget, it doesn’t mean it’s worthless. In the right situation, it can be sold instead of walked away from.

I Help You See What’s Possible

I work with trusted settlement partners to see what real buyers would pay for your policy. You get transparency and leverage, not guesswork.

You Stay in Control

Nothing moves forward unless it makes sense for you. My job is to protect your interests and make sure you’re treated fairly at every step.