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    Health Plans That Make Your Budget Do a Happy Dance!

    Step into modern, affordable coverage designed for self-employed, small musiness owners, and large employers.
    Get Covered
    Explore Plans

    Health Plans That Make Your Budget Do a Happy Dance!

    Step into modern, affordable coverage designed for self-employed, small musiness owners, and large employers.

    Get Covered
    Explore Plans

    Healthcare, but Easier

    Quickly address your insurance needs with modern affordable coverage tailored for independent workers, growing businesses, and large employers.

    For Self-Employed, Contractors, and Freelancers

    Addressing affordable insurance challenges for self-employed, contractors, freelancers, and their families with tailored solutions.

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    For Small to Medium Size Employers

    Empowering small to medium employers with insurance solutions and addressing common hurdles faced by growing businesses.

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    For Large Employers
    (Low Wage+)

    Optimizing insurance benefits for large employers with strategies to overcome coverage challenges and ensure IRS compliance.

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    MEC Plan Highlights

    Explore our health plans that provide excellent coverage without the hefty price tag.

    ✨ MEC: Essential health coverage, available for as low as $95/mo.

    ✔ Primary Care Visits | $15 Copay

    All wellness and preventive treatments covered at 100%.

    ✔ Specialist Visits | $15 Copay

    See a specific kind of doctor such as a dermatologist, orthopedist or ENT specialist

    ✔ Prescription Coverage

    Includes Generic Rx, Brand Rx, and Discount Rx.

    ✔ Urgent Care | $50 Copay

    Easy access to quality healthcare for times when your primary care physician's offices are closed.

    ✔ Virtual Care Membership | $0 Copay

    All-access pass to your doctor through virtual office visits, phone calls, text messaging, and even video calls - with a $0 copay and no deductible!

    ✔ Laboratory and X-Rays | $50 Copay

    Labs and x-rays are also covered through our plans.

    ✔ Discount Card

    Receive discounts on benefits like dental, vision, durable medical equipment, hearing aids, and fitness.

    ✔ Behavioral Health/Therapy | $50 Copay

    Talk to a therapist by phone whenever you need one. (*3 times per year)

    ✔ A Second Opinion, Free

    Review your diagnosis with a licensed medical expert by phone and on video chat.

    Find a Provider

    Say goodbye to inadequate benefits and hello to superior value.

    Copay Plan Options with Unlimited Visits

    Meets ACA Compliance Mandates in NJ, CA, RI, DC

    Plans are Usable and Available in all 50 States

    Unlimited Visits | Low Copays| Big Network

    Wellcare
    Optima and EliteCare

    Additional Coverage Options

    Choosing your coverage is as straightforward as your morning coffee routine.

    Dental – Powered by Delta 

    Available in all 50 States as a stand-alone benefit or add on to your insurance choices.  This insurance by Delta Dental of NJ provides your traditional Preventative, Basic and Major Services both in and out of network.  In addition, you get the benefit of carrying over a portion of your unused maximum benefit into the next year.

    ✨ Flash your million-dollar grin with dental coverage starting at just $39/mo

    Vision – Powered by VSP 

    Protect your sight with 100% coverage for Eye Exams and significant benefits for Frames and Contacts both in and out of Network.  Available as an add on to our Dental Plans.

    ✨ Vision: Get those crystal-clear peepers for as low as $21/mo

    MEC + Hospital Indemnity

    These benefits can help cover out-of-pocket costs associated with hospitalization, in addition to your medical coverage. This provides a financial safety net for unplanned expenses during a hospital stay. Payments are made directly to you, even if you didn't incur any out-of-pocket expenses.

    ✨ MEC + Indemnity: The dynamic duo of coverage, yours for as low as $324/mo

    Added Benefits

    Telemedicine - Mental Health Perks

    Get coverage that’s worth talking about—no more waiting room delays.

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    ★ Telemedicine

    Our telemedicine benefit provides 24/7 access to board-certified physicians via phone or secure video. You and your family can receive expert medical advice, diagnoses, and prescriptions without leaving your home.

    In contrast to the $155 to $300 costs of a PCP or urgent care visit, or the significantly higher expenses of an ER visit, this benefit offers a cost-effective solution.

    Best of all, it’s available at no additional cost to you and your family, with unlimited consultations included. Because your health and peace of mind shouldn’t come with a hefty price tag.

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    ★ Mental Health

    Our Mental Health Benefit offers you convenient and private access to licensed psychiatrists and therapists from the comfort of your home or office. Skip the lengthy wait times and connect with professionals online or via app whenever you need support.

    Whether you’re managing stress, addressing anxiety, or navigating other mental health challenges, you’ll have a dedicated team of experts ready to assist you around the clock.

    This benefit ensures you receive top-tier mental health support without any unnecessary delays.

    Choose Your Optimal Coverage

    Secure your coverage and start maximizing your savings today.

    Fast Coverage: Enroll Online